Home Equity Loan
Home Equity Loan from Alternatif Bank for your large cash needs!
Get your loan now for your cash needs, start paying 3 months later!
Our customers who choose Alternatif Bank for their cash needs take out their loans right away and start paying 3 months later!
You can visit your nearest Alternatif Bank Branch for your application.
You can repay your loan by selecting the most budget-friendly interest rate option.
You can finalise your loan application with a quick approval process.
You can use your loan right away, and start paying 3 months later.
Alternatif Bank Branches (Locate a Branch)
You can complete your Alternatif Bank Deferred Loan application in 4 simple steps.
Take out your loan with affordable repayment options without pushing your budget!
Maturity
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You can borrow your loan with term options starting from 3 months up to 60 months.
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Collateral |
No collateral is required for Deferred Loan. (As per credit assessment, Alternatif Bank reserves the right to request a guarantor.) |
Tax and Funds |
15% RUSF and 10% BITT charges apply.
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Insurance |
Life Insurance will be initiated by your branch simultaneously with your loan. Life Insurance may vary depending on age, gender and amount of loan.
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Currency |
The loan can be borrowed in Turkish Lira only. |
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Below you may find the documents required for application:
1. Payroll or income letter for salaried employees Current payroll, SSI service document or SSI registration number, employer registration number, net monthly pay and income letter including earnings attachment/deduction document and authorised signatory list.
2. For pensioners: Pensioner ID Card or Monthly Pension Allowance Document/Pension Passbook 3. For self-employed : The company’s current tax sheet and annual income tax/current business account statement 4. For partnerships: The company’s current tax sheet and annual corporate tax return 5. For rental income earners:: The title deed of rental property, rental contract or document of rental collection |
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Here you may find frequently asked questions about Deferred Loan.
All customers residing in Türkiye over 18 years of age and with regular income are eligible to apply for a Deferred Loan.
Documents required for application include identity card or TR Identity Card, certificate of residence and income certificate. Below you may find the documents which will be required depending on your income status:
1. Payroll or income letter for salaried employees
Current payroll, SSI service document or SSI registration number, employer registration number, net monthly pay and income letter including earnings attachment/deduction document and authorised signatory list.
2. For pensioners:
Pensioner ID Card or Monthly Pension Allowance Document/Pension Passbook
3. For sole proprietorships:
The company’s current tax sheet and annual income tax return/current business account statement
4. For partnerships:
The company’s current tax sheet and annual corporate tax return 5. For rental income earners: The title deed of rental property, rental contract or document of rental collection
There is an Alternatif Bank loan for every need!
You can download the renewed Alternatif Bank Mobile to your device via the App Store, Google Play Store and Huawei App Gallery.
See interest rates with the loan calculation tool and apply for loans instantly!
You can download the Alternatif Bank Mobile application right away by scanning the QR code.
You can download the Alternatif Bank Mobile application right away by scanning the QR code.