Deferred Loan
Take out a loan now for all your cash needs, start paying 3 months later!
| Maturity |
You can borrow your loan with term options starting from 3 months up to 60 months.
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Tax and Funds |
When you take out a mortgage for your or a relative’s house, your loan shall be subject to Housing Finance Law.
Therefore, you need to pay 15% RUSF, yet you are exempt from 10% BITT.
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Insurance |
Your Life Insurance, DASK (Compulsory Earthquake Insurance) and Home Insurance policies will be initiated by your branch simultaneously with your loan. Life Insurance may vary depending on age, gender and amount of loan; Home Insurance and DASK may vary depending on house area, price and location.
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| Currency |
The loan can be borrowed in Turkish Lira only. |
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Required Documentation |
Below you may find the documents required for application:
1. Payroll or income letter for salaried employees Current payroll, SSI service document or SSI registration number, employer registration number, net monthly pay and income letter including earnings attachment/deduction document and authorised signatory list.
2. For pensioners: Pensioner ID Card or Monthly Pension Allowance Document/Pension Passbook 3. For self-employed : The company’s current tax sheet and annual income tax return/current business account statement 4. For partnerships: The company’s current tax sheet and annual corporate tax return 5. For rental income earners:: The title deed of rental property, rental contract or document of rental collection
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